Finance Companies

Finance Your Kitchen or Bedroom

Browse verified finance providers offering installment plans, loans, leases and credit lines. Compare rates, terms and features to spread the cost of your renovation.

Santander Consumer Finance

Verified

Pan-European consumer finance provider offering home improvement loans in Spain, Portugal, and across Southern Europe.

TypePersonal loan
Rate6.5%
Amount£1,000 – £60,000
Approval24 hours
12 mo24 mo36 mo48 mo60 mo72 mo84 mo96 mo120 mo
Apply for financing

BNP Paribas Personal Finance

Verified

Leading European consumer finance group offering home improvement loans across France, Italy, Germany and more.

TypePersonal loan
Rate5.9%
Amount£1,500 – £75,000
Approval1-2 days
12 mo24 mo36 mo48 mo60 mo72 mo84 mo96 mo
Apply for financing

Smava Home Renovation

Verified

German online lending platform offering fast personal loans for home renovation projects across DACH region.

TypePersonal loan
Rate4.99%
Amount£1,500 – £75,000
ApprovalInstant
12 mo24 mo36 mo48 mo60 mo72 mo84 mo
Apply for financing

Synchrony Home Design

Verified

Leading US home improvement financing provider offering promotional periods and deferred interest plans for kitchen and bath renovations.

TypeInstallment plan
Rate0%
Amount£1,000 – £65,000
ApprovalInstant
12 mo24 mo36 mo48 mo60 mo84 mo
Apply for financing

GreenSky Home Improvement

Verified

Popular US home improvement lending platform connecting homeowners with contractors for kitchen, bath, and renovation projects.

TypePersonal loan
Rate7.99%
Amount£5,000 – £100,000
ApprovalMinutes
12 mo24 mo36 mo48 mo60 mo72 mo84 mo120 mo
Apply for financing

Wells Fargo Home Projects

Verified

Major US bank offering unsecured personal loans for home improvement with competitive rates and no origination fees.

TypePersonal loan
Rate6.49%
Amount£3,000 – £100,000
ApprovalSame day
12 mo24 mo36 mo48 mo60 mo72 mo84 mo
Apply for financing

Klarna Home Improvement

Verified

Swedish fintech offering buy now pay later and installment plans for home improvement across European markets.

TypeCredit line
Rate0%
Amount£100 – £30,000
ApprovalInstant
3 mo6 mo12 mo24 mo36 mo
Apply for financing

Oney Consumer Finance

Verified

French consumer finance specialist providing home renovation loans across France and Southern Europe.

TypeInstallment plan
Rate4.9%
Amount£1,000 – £60,000
Approval24 hours
12 mo24 mo36 mo48 mo60 mo72 mo84 mo
Apply for financing

Affirm Home Improvement

Verified

Buy now pay later provider offering flexible installment plans for home renovation purchases.

TypeCredit line
Rate0%
Amount£50 – £30,000
ApprovalInstant
3 mo6 mo12 mo24 mo36 mo48 mo
Apply for financing

Kanda Finance

Verified

Specialist retail finance provider for kitchen and bathroom installations with high approval rates.

TypeInstallment plan
Rate12.9%
Amount£1,000 – £60,000
Approval1 hour
12 mo24 mo36 mo48 mo60 mo120 mo
Apply for financing

Hitachi Capital Consumer Finance

Verified

Leading UK home improvement finance provider offering interest-free and interest-bearing plans up to 60 months.

TypeInstallment plan
Rate9.9%
Amount£500 – £50,000
ApprovalInstant
12 mo24 mo36 mo48 mo60 mo
Apply for financing

Novuna Personal Finance

Verified

Trusted personal loan provider for home renovations with competitive rates and flexible terms.

TypePersonal loan
Rate7.4%
Amount£1,000 – £40,000
Approval24 hours
24 mo36 mo48 mo60 mo84 mo
Apply for financing

Omni Capital

Verified

Point-of-sale consumer credit for home improvement projects with paperless application process.

TypeInstallment plan
Rate10.9%
Amount£500 – £50,000
ApprovalInstant
12 mo24 mo36 mo48 mo60 mo
Apply for financing

Duologi

Verified

Modern consumer finance platform offering flexible payment plans for home renovation projects.

TypeCredit line
Rate14.9%
Amount£300 – £25,000
ApprovalInstant
12 mo24 mo36 mo48 mo
Apply for financing
Cofidis

Cofidis

Verified

Credit line

TypeCredit line
Rate8.5%
Amount£500 – £30,000
Approval2-4 hours
6 mo12 mo18 mo24 mo36 mo48 mo
Apply for financing
PayPal Credit

PayPal Credit

Verified

Credit line

TypeCredit line
Rate19.9%
Amount£250 – £20,000
ApprovalInstant
6 mo12 mo18 mo24 mo
Apply for financing
Klarna

Klarna

Verified

Installment plan

TypeInstallment plan
Rate9.9%
Amount£500 – £50,000
ApprovalInstant decision
6 mo12 mo24 mo36 mo
Apply for financing
Santander Consumer Finance

Santander Consumer Finance

Verified

Installment plan

TypeInstallment plan
Rate7.9%
Amount£1,000 – £40,000
Approval1-2 business days
12 mo24 mo36 mo48 mo60 mo
Apply for financing
LightStream by Truist

LightStream by Truist

Verified

Personal loan

TypePersonal loan
Rate5.49%
Amount£5,000 – £100,000
ApprovalSame day
24 mo36 mo48 mo60 mo84 mo144 mo
Apply for financing
Barclays Partner Finance

Barclays Partner Finance

Verified

Personal loan

TypePersonal loan
Rate6.9%
Amount£1,000 – £35,000
Approval24-48 hours
12 mo24 mo36 mo48 mo60 mo
Apply for financing
BMW Financial Services Home

BMW Financial Services Home

Verified

Personal loan

TypePersonal loan
Rate6.5%
Amount£2,500 – £75,000
Approval24 hours
24 mo36 mo48 mo60 mo72 mo
Apply for financing
Hitachi Personal Finance

Hitachi Personal Finance

Verified

Credit line

TypeCredit line
Rate8.9%
Amount£2,000 – £25,000
Approval2-4 hours
12 mo24 mo36 mo48 mo
Apply for financing
Wells Fargo Home Projects

Wells Fargo Home Projects

Verified

Personal loan

TypePersonal loan
Rate5.99%
Amount£3,000 – £100,000
Approval24-48 hours
24 mo36 mo48 mo60 mo84 mo120 mo
Apply for financing
Greensky

Greensky

Verified

Credit line

TypeCredit line
Rate7.99%
Amount£1,000 – £65,000
ApprovalInstant to 2 hours
12 mo24 mo36 mo48 mo60 mo84 mo
Apply for financing
Ikano Bank

Ikano Bank

Verified

Installment plan

TypeInstallment plan
Rate7.5%
Amount£800 – £35,000
ApprovalInstant decision
12 mo24 mo36 mo48 mo
Apply for financing
Synchrony Home

Synchrony Home

Verified

Installment plan

TypeInstallment plan
Rate7.99%
Amount£1,500 – £55,000
ApprovalInstant to 1 hour
12 mo24 mo36 mo48 mo60 mo84 mo
Apply for financing

0% Kitchen Finance

Verified

Installment plan

TypeInstallment plan
Rate0%
Amount£10,000 – £50,000
Approval2-3 days
12 mo18 mo24 mo
Apply for financing

KitchenFinance Pro

Verified

Installment plan

TypeInstallment plan
Rate4.9%
Amount£5,000 – £100,000
Approval24 hours
12 mo24 mo36 mo48 mo60 mo
Apply for financing

HomeReno Credit

Verified

Credit line

TypeCredit line
Rate6.9%
Amount£3,000 – £75,000
ApprovalInstant
12 mo24 mo36 mo48 mo
Apply for financing